Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$349,000

13020 MEDFORD Lane, Jacksonville, FL 32225, Jacksonville, FL 32225

Cambridge

Price
$349,000
Beds / Baths
3 / 2
Living area
1,464 sqft
Year built
1987
Type
Residential
Lot
0.16 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
32

Come see this charming ranch with open floor plan. Situated in a great community with no HOA fees and close to shopping, major roads & schools. This home has an open kitchen with solid surfaces open to the great room which features vaulted ceilings and skylights. All three bedrooms have walk-in closets and both bathrooms have been upgraded with designer tile and fixtures. Sliding glass doors open up to a screened covered porch with slate tile floor and fenced backyard. Lovingly maintained and with newer roof, HVAC and fresh paint, this home is in move-in condition. Don't miss this opportunity

What to check on this one

  • Verify roof age/installation date and obtain roofing permit records
  • Confirm HVAC system age, capacity, and service history documentation
  • Order 4-point inspection; confirm insurance carrier will cover at 39 years old
  • Obtain flood zone determination letter from county; request elevation certificate if needed
  • Verify plumbing material (polybutylene/cast-iron risk era); inspect for prior failures
  • Request septic system inspection records and drain field location confirmation

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,811/mo
Property tax (1.1% eff., Duval Co.)$320/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,423/mo

Loan $279,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 1:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.