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Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$890,000

103 RUM RUNNER Way, St. Johns, FL 32259

Beachwalk

Price
$890,000
Beds / Baths
3 / 3
Living area
2,549 sqft
Year built
2019
Type
Townhouse
Lot
0.12 ac
Garage
2
HOA
$335/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
33
Elementary
Lakeside Academy
Middle
Lakeside Academy
High school
Beachside

$349/sqft asking, vs a $203/sqft median across 172 closed sales in 32259 over the last 12 months — 72% above the area's closed prices. Condition and lot vary; that's what a showing is for.

CDD bond paid off!! Located in the Atlantic Isles section of Beachwalk with private access to the lagoon, this home offers the best of maintenance-free living in a true resort-style setting. Walk out your back door and into the Caribbean-like atmosphere just minutes from the Crystal Lagoon. Meet your neighbors for lunch or dinner at the swim-up bar or restaurant with outdoor dining, or enjoy paddleboards, kayaks, the putting green, and tennis courts. This sought-after community offers only a select number of homes with views of the sandy beach and 14-acre crystal-clear lagoon. Inside, a California Closet System in the Primary leads the list of interior upgrades, followed by new flooring in the guest bedrooms, creating a fresh and elevated feel throughout. The chef's dream kitchen opens to the spacious family room and eat-in area, while a 4-door pocket slider extends the living space to the screened patio, which is plumbed for water and gas, creating the perfect space for entertaining. Upstairs, the oversized owner's suite offers a large balcony with unobstructed lagoon views, and the huge master shower adds a spa-like experience and lagoon views. Two additional bedrooms and a Jack-and-Jill bath complete the upper level.

What this home really costs per month

Principal & interest$4,618/mo
Property tax (1.1% eff., St. Johns Co.)$816/mo
Homeowners insurance (est.)$519/mo
HOA$335/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$6,455/mo

Loan $712,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.