Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$129,900

85 DEBARRY Avenue 2022, Orange Park, FL 32073, Orange Park, FL 32073

Wells Ridge

Price
$129,900
Beds / Baths
2 / 2
Living area
1,014 sqft
Year built
1984
Type
Condo
Lot
0.02 ac
Garage
0
HOA
$330/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
56

$128/sqft asking, vs a $119/sqft median across 27 closed sales in 32073 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Great 2/2 in good condition. Close to the Mall and 295.

What to check on this one

  • Obtain condo documents: bylaws, financial statements, reserve study, milestone inspection reports.
  • Verify roof age and condition; check if insurance-compliant per 4-point inspection standards.
  • Confirm HOA $330/mo covers all fees; verify no special assessments pending.
  • Request plumbing type (polybutylene/cast-iron risk from 1984 build year).
  • Determine flood zone and obtain elevation certificate if in AE/VE.
  • Review condo rental restrictions before closing if investor intent.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$674/mo
Property tax (1.1% eff., Clay Co.)$119/mo
Homeowners insurance (est.)$292/mo
HOA$330/mo
All-in monthly (est.)$1,415/mo

Loan $103,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DISCOVER REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 5:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.