Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$545,000

3621 COUNTY ROAD 215, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Park

Price
$545,000
Beds / Baths
5 / 4
Living area
3,178 sqft
Year built
1977
Type
Residential
Lot
2.77 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
32
Elementary
Middleburg
Middle
Wilkinson
High school
Middleburg

$171/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your own private slice of country living, where space, comfort, and endless possibilities come together. Nestled on nearly 3 acres, this expansive brick estate offers over 3,100 square feet of living space with 5 spacious bedrooms, 3.5 bathrooms, and a dedicated office/flex room, providing plenty of room for growing families, multigenerational living, or those working from home. As you arrive, you'll be welcomed by fresh landscaping, an oversized driveway, and a gated entrance leading to the fully fenced homesite, offering privacy, security, and plenty of space to spread out. The interior has been freshly painted and features tile flooring throughout, creating a clean, low-maintenance living environment with no carpet anywhere in the home. At the heart of the home, you'll find a spacious kitchen complete with granite countertops, ample cabinet space, and a custom-built walk-in pantry featuring beautiful wood shelving, cabinets, and a butcher block countertop, thoughtfully designed to maximize storage and organization. Step outside to your own backyard retreat featuring an above-ground pool installed just two years ago, complemented by a newly built pool deck, the perfect place to relax, entertain, and enjoy warm Florida afternoons. The property also includes a 2-car garage and a detached workshop, making it an ideal setup for a craftsman, woodworker, hobbyist, or anyone in need of additional workspace and storage. Whether you're dreaming of creating your own homestead, parking your RV/Boat, or simply having plenty of room for the kids to explore and enjoy the outdoors, this property has the space to make it happen. If you've been searching for the perfect blend of peaceful country living with the convenience of nearby modern conveniences, this is the one you've been waiting for. Schedule your private showing today!

What to check on this one

  • Verify roof age and get 4-point inspection—home is 49 years old, insurer requirement.
  • Confirm flood zone designation with FEMA map and county—unknown zone must be resolved.
  • Request septic system inspection and service records—rural lot likely on septic.
  • Check plumbing material (polybutylene/cast-iron risk from 1977)—get plumber inspection.
  • Inspect pool equipment, permits, and deck structural integrity—installed 2 years ago.
  • Verify well/water system condition and recent testing if applicable to property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,828/mo
Property tax (1.1% eff., Clay Co.)$500/mo
Homeowners insurance (est.)$318/mo
All-in monthly (est.)$3,646/mo

Loan $436,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 6:53 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.