Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$489,000

79 GRAND LAKES Drive, St. Johns, FL 32259, St. Johns, FL 32259

Rivertown Forest

Price
$489,000
Beds / Baths
3 / 3
Living area
2,135 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
33

$229/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Lot 119 - The Sterling combines spacious first-floor living with private second-floor retreats. The open-concept kitchen features a large island overlooking the Great Room and dining area, creating a flexible space for everyday living, family gatherings, or entertaining. A breakfast nook offers a convenient spot for casual meals, while the lanai extends the living area outdoors and fills the home with natural light through expansive windows. Upstairs, a versatile loft can serve as a playroom, home office, fitness space, or media area. The owner's suite provides a peaceful retreat, thoughtfully separated from the secondary bedrooms by the loft for added privacy. With 2,135 square feet of well-designed living space, the Sterling is ideal for active families. Located along the St. Johns River, RiverTown offers resort-style amenities, scenic parks, lakes, nature preserves, and miles of trails, fostering an active and connected Northeast Florida lifestyle.

What to check on this one

  • Verify final flood zone designation and obtain elevation certificate for St. Johns River waterfront lot
  • Confirm CDD bond payoff amount and review RiverTown amenity district assessment details
  • Review new construction warranty, builder contract terms, and final inspection punch-list items
  • Verify homeowners insurance availability and rates for new construction at this location
  • Confirm HOA $4/mo covers what; clarify if separate RiverTown community fees apply

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,537/mo
Property tax (1.1% eff., St. Johns Co.)$448/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,448/mo

Loan $391,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 6:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.