Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$385,000

2831 SOUTHERN FERN Court, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Sandridge Hills

Price
$385,000
Beds / Baths
3 / 3
Living area
2,096 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$125/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
33

$184/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Lot 118 - The Riley floorplan offers impressive space in a smart, efficient layout. The main level features an open living area with a designer kitchen, dining space, and Great Room, plus an expansive walk-in pantry that wraps under the stairs for standout storage. Upstairs, a spacious loft adds flexible living space for a teen zone, media room, or family hangout. The luxurious owner's suite includes a dual-sink bath, linen closet, and large walk-in closet. Bedrooms 2 and 3 share a full bath, and the upstairs laundry adds everyday convenience. Located in Sandridge Hills in Clay County, the community offers modern living with planned amenities including a pool, cabana, dog park, and green spaces, just minutes from shopping, dining, medical services, and the First Coast Expressway.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if needed for insurance.
  • Confirm HOA $125/mo covers what; request full HOA docs and CC&Rs.
  • Review builder warranty coverage details and transferability to next owner.
  • Confirm all builder-promised community amenities (pool, dog park) timeline and completion status.
  • Verify property survey and any deed restrictions or easements on Lot 118.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,998/mo
Property tax (1.1% eff., Clay Co.)$353/mo
Homeowners insurance (est.)$292/mo
HOA$125/mo
All-in monthly (est.)$2,768/mo

Loan $308,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 3:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.