Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$535,000

925 CEDAR Street, Jacksonville, FL 32207, Jacksonville, FL 32207

San Marco

Price
$535,000
Beds / Baths
4 / 2
Living area
1,988 sqft
Year built
1942
Type
MultiFamily
Lot
0.13 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
33
Middle
Other

Rare San Marco investment opportunity with income-producing potential and room to grow. This duplex offers exceptional flexibility for investors, owner-occupants, or those looking to expand their real estate portfolio. Live in one unit while generating rental income from the other, or maximize cash flow by leasing both units. Ideally positioned in the heart of San Marco, this property offers the walkable urban lifestyle today's buyers and tenants are seeking. Adding to its investment appeal, the property features convenient alley access and, subject to zoning requirements, municipal approvals, and permitting, may offer the opportunity to construct an additional dwelling unit, creating the potential for increased rental income and long-term value. Buyers are encouraged to conduct their own due diligence regarding development possibilities.

What to check on this one

  • Verify 1942 roof age with inspector—likely needs replacement; confirm insurer will cover
  • Order 4-point inspection + wind-mitigation report; required for older duplex financing
  • Confirm flood zone designation ASAP—unknown status blocks accurate insurance quotes
  • Pull both units' rental history, lease terms, tenant agreements for income verification
  • Have zoning attorney review ADU/expansion feasibility claims before purchase commitment
  • Inspect plumbing type—cast-iron/poly common in 1942; budget for potential replacement

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,776/mo
Property tax (1.1% eff., Duval Co.)$490/mo
Homeowners insurance (est.)$312/mo
All-in monthly (est.)$3,578/mo

Loan $428,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 11:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.