$950,000
348 CHARLOTTE Street, St. Augustine, FL 32084, St. Augustine, FL 32084
City Of St Augustine
- Price
- $950,000
- Beds / Baths
- 3 / 3
- Living area
- 2,479 sqft
- Year built
- 1900
- Type
- Residential
- Lot
- —
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 40
- Elementary
- Ketterlinus
- Middle
- Sebastian
- High school
- St. Augustine
$383/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 82% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Step into the timeless charm of historic St. Augustine with this beautifully updated 3-bedroom, 3-bathroom home located on prestigious Charlotte Street--one of the city's most sought-after addresses. Built in 1900, this exceptional two-story residence showcases the classic architectural character that makes St. Augustine so unique while offering the modern updates today's homeowners desire. Spanning well over 2,000 square feet, the home features solid flooring throughout and a thought fully renovated interior that perfectly balances historic elegance with contemporary comfort. The updated kitchen offers a clean, slightly modern aesthetic, making it an inviting space for both everyday living and entertaining. The luxurious primary bathroom has been beautifully remodeled, creating a spa-like retreat within the home. Outside, the property's historic exterior blends seamlessly into one of St. Augustine's most charming and desirable neighborhoods. Enjoy the convenience of being just a 10-minute walk from the heart of historic downtown, where you'll find award-winning restaurants, boutique shopping, art galleries, waterfront attractions, and year-round events. Whether you're searching for a primary residence, second home, or an opportunity to own a piece of St. Augustine's rich history, this remarkable Charlotte Street home offers an unmatched combination of location, character, and modern living.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for AE/VE zone if applicable.
- Request documentation of all 1900-era renovations: permits, contractor invoices, electrical/plumbing updates.
- Confirm roof age and material; obtain roof certification and current homeowner's insurance quote.
- Hire 4-point inspection (structural, roof, plumbing, electrical) and wind-mitigation assessment—insurers scrutinize pre-1950 homes.
- Verify polybutylene or cast-iron plumbing hasn't been replaced; get plumber's assessment if original remains.
- Review title for any historic district deed restrictions or easements affecting future modifications.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $760,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ST AUGUSTINE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 3:37 PM.
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