$419,000
187 ASHBURY Street, St. Augustine, FL 32092, St. Augustine, FL 32092
Shearwater
- Price
- $419,000
- Beds / Baths
- 3 / 2
- Living area
- 1,643 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $20/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 7
- Elementary
- Timberlin Creek
- Middle
- Switzerland Point
- High school
- Beachside
Corner lot, summer kitchen, over $33,000 in upgrades already done, plus a lagoon resort pool and a kayak launch into Trout Creek without leaving the neighborhood. Behind a privacy hedge, a custom lighted pergola shades a built-in grill and refrigerator, set on pavers and turf that stays green year-round. The outdoor TV and soundbar convey. It's the reason you won't leave the house on a Saturday, unless it's to drop a kayak in the creek, jump in the pool, golf cart ride or hit the trails! Inside, a large granite island under custom lighting. Gas range, subway tile, soft gray shaker cabinetry, luxury vinyl plank room to room. Custom closet systems. Laundry behind double doors. Pergola, pavers, turf, fencing, gutters, epoxy garage floor, flooring, windows, closets: the sellers spent it so you don't have to. Itemized list with costs in MLS documents. Zoned for A-rated St. Johns County schools, minutes from the Lazy Bird River and Fitness Lodge. Move in. Fire up the grill. You're done
What to check on this one
- Verify flood zone designation and confirm elevation certificate requirement with St. Johns County.
- Request itemized upgrade list from MLS documents; confirm all conveyances (outdoor TV, soundbar, fixtures).
- Obtain CDD bond payoff amount and confirm $20/mo HOA includes lagoon resort pool maintenance.
- Confirm 2020 roof warranty status and insurer's wind-mitigation certification eligibility.
- Review homeowners insurance quotes—newer construction in St. Johns County with pool/amenities access.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $335,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 4:00 PM.
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