$474,900
3108 VILLA VERA Court, Jacksonville, FL 32246
Terra Costa
- Price
- $474,900
- Beds / Baths
- 3 / 2
- Living area
- 1,515 sqft
- Year built
- 2020
- Type
- Townhouse
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $414/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 34
- Elementary
- Kernan Trail
- Middle
- Kernan
- High school
- Atlantic Coast
$313/sqft asking, vs a $203/sqft median across 45 closed sales in 32246 over the last 12 months — 55% above the area's closed prices. Condition and lot vary; that's what a showing is for.
SUPER Cute and Serene Pond View. Terra Costa beauty at its finest. Grab your Agent & do not miss this opportunity for a TOTALLY move-in ready home in the very Heart of Jacksonville. Superior Location in Jacksonville. Upgrades you did not even know you needed. GARAGE...fully foam insulated in attic and door, mini-split in place so ''climate controlled''. Park your car, use for extra living or work space. RARE opportunity. All NEW flooring (no carpet), New fans & lighting, Plenty of storage. Gas valve installed for grill on lanai and it STAYS with home. Sunshade on lanai.. STAYS. Plantation shutters throughout. Split bedrooms & separate laundry room with HVAC easy access in closet. Easy maintenance living. The special surprise is how peaceful and serene the back lanai is. Well maintained pond with NO neighbors across to disturb your privacy. Small park area at end of cul-de-sac for pet walking. This is THE ONE you have been waiting for.
What to check on this one
- Verify actual flood zone designation; pond proximity may affect insurance/elevation certificate needs.
- Confirm HOA dues ($414/mo) cover what; request CC&Rs and any pending special assessments.
- Review builder warranty status; 2020 construction may retain coverage on roof, HVAC, appliances.
- Inspect mini-split system age and maintenance records; verify garage foam insulation installation date/warranty.
- Confirm gas line to lanai was permitted and inspected; request documentation of any work done.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $379,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 4:33 PM.
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