$539,900
1748 ROYAL FERN Lane, Fleming Island, FL 32003, Fleming Island, FL 32003
Pace Island
- Price
- $539,900
- Beds / Baths
- 5 / 3
- Living area
- 2,881 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.242 ac
- Garage
- 2
- HOA
- $200/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 33
- Elementary
- Paterson
- Middle
- Green Cove Springs
- High school
- Fleming Island
$187/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience comfortable lakefront living in this beautifully maintained and tastefully updated home situated on a 1/4 acre lot. Serene water views, abundant natural light and multiple indoor & outdoor living spaces make this property ideal for both everyday living & entertaining. The interior features wide-plank Pergo flooring throughout, tile in wet areas and no carpet. The home has been freshly painted and offers updated lighting, a refreshed powder bath, and an updated primary bathroom. The kitchen includes stainless steel appliances, including an LG ThinQ French-door refrigerator & double-oven range. A heated & cooled sunroom provides additional flexible living space which opens to a screened lanai & paver patio overlooking the lake. Additional highlights include a fenced yard, Rinnai tankless water heater, epoxy garage flooring & access to a gated community. Community amenities include a pool, tennis courts, walking trails, sports field, and a dock on Doctors Lake.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate for lake-adjacent property
- Confirm roof age and get 4-point inspection; 1997 home may need wind-mitigation cert for insurance
- Review HOA covenants for waterfront restrictions, dock use rules, and rental limitations
- Inspect plumbing for polybutylene (pre-1995 risk); verify Rinnai tankless water heater warranty status
- Confirm sunroom addition has permits and is included in square footage calculation
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $431,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:58 PM.
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