Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$219,000

25 E 31ST Street, Jacksonville, FL 32206, Jacksonville, FL 32206

Oak Terrace

Price
$219,000
Beds / Baths
4 / 2
Living area
1,200 sqft
Year built
2025
Type
Residential
Lot
0.12 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
34

$183/sqft asking, vs a $127/sqft median across 329 closed sales in 32206 over the last 12 months — 44% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move into brand-new construction without the premium price! This stunning 2026-built 4-bedroom, 2-bath home offers 1,200 sq. ft. of thoughtfully designed living space with an open-concept layout perfect for everyday living and entertaining. The designer kitchen features quartz countertops, shaker-style cabinetry, stainless steel appliances, a spacious center island, and modern pendant lighting. Luxury vinyl plank flooring flows throughout the home, complemented by recessed lighting, stylish fixtures, and a light-filled interior. The primary suite offers a private bath, while both bathrooms showcase contemporary vanities and finishes. Enjoy the convenience of an attached garage and a backyard ready for your personal touch. Located just minutes from Downtown Jacksonville, EverBank Stadium, UF Health, Springfield, Jacksonville International Airport, shopping, restaurants, parks, and major highways, this home is an exceptional opportunity for homeowners and investors alike!

What to check on this one

  • Verify builder warranty details and transfer eligibility to new owner.
  • Confirm final flood zone designation and obtain elevation certificate if needed.
  • Review all builder-supplied documentation: permits, certificates of occupancy, warranties.
  • Inspect all appliances, HVAC, and systems for proper operation and documentation.
  • Confirm title is clear and builder lien-free before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,136/mo
Property tax (1.1% eff., Duval Co.)$201/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,629/mo

Loan $175,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 8:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.