Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$76,500

1630 W 28TH Street W, Jacksonville, FL 32209, Jacksonville, FL 32209

Royal Terrace

Price
$76,500
Beds / Baths
3 / 1
Living area
1,000 sqft
Year built
1965
Type
Residential
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
34

$77/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 30% below the area's closed prices. This single-story fixer-upper priced 30% below area average reflects its as-is condition requiring renovation and updates throughout.

Welcome to 1630 W 28th St, a 3-bedroom, 1-bath home offering approximately 1,000 square feet in Jacksonville's established Royal Terrace area. This single-story property offers a practical layout and a great opportunity to bring new life to a home with plenty of potential. The home is ready for renovation and updates, giving the next owner the chance to improve the property and create a fresh new look. With three bedrooms, a comfortable living area, and a manageable footprint, the layout provides a solid starting point for a full renovation or value-add project. Royal Terrace offers an established residential setting with convenient access to major Jacksonville roadways. Downtown Jacksonville is approximately five miles away, putting employment centers, dining, entertainment, and other city destinations within an easy drive. The surrounding area also offers neighborhood parks, recreation, shopping, and everyday services nearby. This property exhibits deferred maintenance and will require repairs and updates to restore it to competitive market condition. Property is being sold strictly AS-IS. Seller will make no repairs and will not provide credits or concessions for inspection-related items. Inspections are for the buyer's information only. Buyer may conduct inspections and retains the right to cancel during the inspection period in accordance with the contract. Bring your vision and explore the possibilities at this Royal Terrace Jacksonville property. "Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof." Some images in this listing have been virtually staged.

What to check on this one

  • Verify exact roof age and condition—1965 home likely needs replacement soon; check insurer requirements.
  • Order 4-point inspection + wind-mitigation assessment (standard for pre-1980 FL homes).
  • Confirm flood zone via FEMA map and obtain elevation certificate if in AE/VE.
  • Inspect plumbing for polybutylene or cast-iron; estimate replacement cost if present.
  • Pull permit history for any unpermitted work; verify electrical/HVAC systems functional.
  • Get written AS-IS acknowledgment and title insurance quote; confirm no easements/encroachments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$397/mo
Property tax (1.1% eff., Duval Co.)$70/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$759/mo

Loan $61,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INTEGRITY KEY REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 3:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.