Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$495,000

325 E 1ST Street, Jacksonville, FL 32206

Springfield

Price
$495,000
Beds / Baths
7 / 4
Living area
3,028 sqft
Year built
1893
Type
MultiFamily
Lot
0.12 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
34
Middle
Select One

Turnkey, fully furnished historic duplex in the heart of Historic Springfield with all furnishings conveying, offering exceptional flexibility for investors and owner-occupants alike. Live in one unit while renting the other, create the perfect house hack, or capitalize on multiple rental strategies including Airbnb/VRBO, Furnished Finder, PadSplit, or traditional long-term rentals. Over $149,000 invested in 2026 alone, including engineered structural improvements, foundation stabilization, rebuilt front porch, exterior repairs, and a brand-new HVAC package unit for 325. Additional major updates include a new roof (2019), complete property repipe (2019), electrical service upgrade and rewire (2019), and a Goodman 3-ton HVAC system with new ductwork serving 327 (2020). Minutes from Downtown Jacksonville, UF Health, EverBank Stadium, restaurants, breweries, parks, and the rapidly growing Sports & Entertainment District. Adjacent buildable lot available separately for $75,000. This turnkey, fully furnished historic duplex offers a rare opportunity to own an income-producing property where the charm and character of Historic Springfield are complemented by extensive documented capital improvements. Whether you're searching for a primary residence with rental income, a house hack, a short-term rental, furnished mid-term rental, co-living opportunity, or a traditional long-term investment, this property offers exceptional flexibility from day one with all furnishings conveying at closing. One of the property's greatest advantages is the significant investment already made in its infrastructure. While many historic homes require buyers to budget for costly deferred maintenance, this property has already undergone extensive improvements. Over $149,000 was invested in 2026 alone, including professionally engineered structural repairs designed to preserve the long-term integrity of the home. Improvements include foundation stabilization with new support piers, floor system repairs, subfloor leveling and replacement where necessary, a completely rebuilt front porch, framing repairs, siding replacement, exterior envelope improvements, masonry repairs, and additional structural enhancements completed under engineered plans and municipal permits. Additional capital improvements include a new GrandAire HVAC package unit serving 325 installed in July 2026, a Goodman 3-ton HVAC system with new ductwork serving 327 installed in 2020, a new roof installed in 2019, a complete property repipe completed in 2019, and an electrical service upgrade with a complete property rewire completed in 2019. These improvements represent many of the largest and most expensive components buyers typically evaluate when purchasing a historic property, providing added confidence and reducing future capital expenditure concerns. Located in one of Jacksonville's most desirable historic neighborhoods, Historic Springfield continues to experience significant public and private investment, ongoing residential restoration, new commercial development, and continued revitalization throughout the Urban Core. Residents enjoy walkable access to local restaurants, breweries, coffee shops, neighborhood parks, and community events while remaining just minutes from Downtown Jacksonville, EverBank Stadium, VyStar Veterans Memorial Arena, Daily's Place, UF Health, the expanding Sports & Entertainment District, and major employment centers. Many buyers view Springfield as one of Jacksonville's strongest long-term appreciation opportunities due to its historic architecture, vibrant community, and proximity to downtown. The property's versatile layout allows for multiple investment strategies, including owner occupancy with rental income, traditional long-term leasing, furnished mid-term housing, Airbnb/VRBO (subject to local regulations), co-living, or other flexible rental models. Few properties offer this level of versatility while also being conveyed fully furnished and ready for immediate occupancy or income production. For buyers seeking additional upside, the adjacent buildable vacant lot is also available for purchase separately for $75,000, presenting an outstanding opportunity for future expansion, new construction, additional parking, enhanced outdoor living space, or long-term investment in one of Jacksonville's fastest-growing historic neighborhoods.

What to check on this one

  • Verify flood zone designation with FEMA map; request elevation certificate if in AE/VE
  • Confirm roof installation date 2019 with receipt; check insurer acceptance for 1893 structure
  • Obtain 4-point inspection and wind-mitigation report for pre-1950 masonry duplex
  • Request documentation of all 2019–2026 repairs: foundation, electrical, plumbing, HVAC, porch
  • Verify duplex zoning permits short-term rental (Airbnb/VRBO) with City of Jacksonville
  • Review insurance quotes for duplex with new roof; confirm coverage limits on furnishings

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,568/mo
Property tax (1.1% eff., Duval Co.)$454/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,314/mo

Loan $396,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NOMAD REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 1:19 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.