Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$89,900

2117 W 39TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Royal Terrace Addn

Price
$89,900
Beds / Baths
4 / 2
Living area
1,174 sqft
Year built
2001
Type
Residential
Lot
0.14 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
12

$77/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 30% below the area's closed prices. Sold as-is with no repairs; investor-only financing terms and cash requirements reduce buyer pool compared to similar homes in the area.

Investor opportunity -- calling all handymen, flippers, and landlords! 4BR/2BA, 1,174 sq ft on a 6,000 sq ft lot in Northwest Jacksonville. Cash or hard money only, no FHA/VA/conventional. Sold AS-IS, seller makes no repairs. No blind offers or assignable contracts.

What to check on this one

  • Verify roof age and get 4-point inspection before commit
  • Confirm flood zone and obtain elevation certificate if AE/VE
  • Order title search; check for liens, back taxes, code violations
  • Inspect plumbing type (polybutylene era 1978–1995 common)
  • Get septic/well records if applicable; well permit status
  • Verify HVAC age and condition; document all AS-IS defects

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$466/mo
Property tax (1.1% eff., Duval Co.)$82/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$840/mo

Loan $71,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of US REALTY HUB. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.