Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$125,000

187 SE WILLOW Drive, Lake City, FL 32025, Lake City, FL 32025

Eastside Village

Price
$125,000
Beds / Baths
2 / 2
Living area
1,193 sqft
Year built
1993
Type
Residential
Lot
Garage
1
HOA
$75/mo
CDD
No
Flood zone
Unknown
County
Columbia
Days on market
26

$105/sqft asking, vs a $141/sqft median across 13 closed sales in 32025 over the last 12 months — 26% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Opportunity Awaits in Eastside Village 55+ Community! Bring your vision and make this home your own! This 2-bedroom, 2-bath home offers a solid foundation and endless potential for the right buyer. With good bones, a functional floor plan, and a peaceful setting, it's the perfect opportunity to renovate and customize to your personal style. Whether you're looking for an affordable retirement home, a seasonal getaway, or your next remodeling project, this property is ready for your ideas. Enjoy the benefits of living in a well-established community featuring a clubhouse, swimming pool, and a full calendar of social activities, all while being conveniently located near shopping, restaurants, medical facilities, and major highways. With some TLC and updating, this home has the potential to shine once again. Don't miss your chance to invest in one of the most popular active adult communities. Being sold As-Is with right to inspect. Seller to make no repairs. In Probate Community Highlights to Mention: 55+ deed-restricted community, Residents own both the home and the land (no lot rent), Community Pool, Clubhouse, Social activities, RV/boat parking available within the community, Minutes to medical facilities, Close to I-75 & I-10 and Low monthly HOA.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Order 4-point inspection and wind-mitigation report (home is 33 years old).
  • Confirm roof age and condition; check insurer willingness to cover.
  • Review HOA docs, deed restrictions, and 55+ community rules; verify $75/mo covers all fees.
  • Inspect plumbing for polybutylene or cast-iron; get service history if present.
  • Confirm probate sale status, timeline, and any title or lien holdups.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$649/mo
Property tax (1.1% eff., Columbia Co.)$115/mo
Homeowners insurance (est.)$292/mo
HOA$75/mo
All-in monthly (est.)$1,131/mo

Loan $100,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 12:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.