Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$105,000

2912 W 12TH Street, Jacksonville, FL 32254, Jacksonville, FL 32254

Melsons Addition

Price
$105,000
Beds / Baths
3 / 1
Living area
1,066 sqft
Year built
1956
Type
Residential
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
27

**Multiple Offers, Highest and best due no later than Monday,8/10 at 5PM EST** Great opportunity for investors or homebuyers looking for a solid property with key updates already completed. This home features a roof replaced in 2020 and a new HVAC system installed in 2020, offering peace of mind on the major high-cost items. Located within easy reach of major roadways, schools, and local services, this property brings strong potential for its next owner. Sold AS-IS with seller to make no repairs.

What to check on this one

  • Verify roof installation date and warranty documentation from 2020 replacement
  • Confirm HVAC system age, brand, warranty status from 2020 installation
  • Obtain flood zone designation and elevation certificate from county records
  • Order 4-point inspection given 1956 build year; check plumbing material era
  • Verify property condition AS-IS; document all defects before offer
  • Request title search and lien payoff to confirm clean ownership transfer

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$545/mo
Property tax (1.1% eff., Duval Co.)$96/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$933/mo

Loan $84,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JWB REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 3:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.