Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

1500 CALMING WATER Drive 5605, Fleming Island, FL 32003, Fleming Island, FL 32003

Lake Ridge Villas North

Price
$195,000
Beds / Baths
2 / 3
Living area
1,296 sqft
Year built
2005
Type
Condo
Lot
0.02 ac
Garage
1
HOA
$254/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
5
Elementary
Thunderbolt
Middle
Green Cove Springs
High school
Fleming Island

$150/sqft asking, vs a $148/sqft median across 50 closed sales in 32003 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to easy, low-maintenance living in the gated community of Lake Ridge North at Fleming Island Plantation! This 2-bedroom, 2.5-bath condo offers a functional layout with spacious living downstairs and two private en-suite bedrooms upstairs. Recent updates include fresh paint throughout, vinyl plank flooring completed in 2018, kitchen cabinets re-painted in 2021, and water heater replaced in 2020. Enjoy the convenience of an attached one-car garage, guest parking passes, and access to Fleming Island Plantation's incredible amenities, including resort-style pools, playgrounds, fitness facilities, sports courts, walking trails, and more. Located just minutes from Fleming Island's shopping, dining, grocery stores, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and community. Seller willing to accept long-term rental as well.

What to check on this one

  • Verify flood zone officially; get elevation certificate if AE/VE designated.
  • Review condo milestone report and SIRS compliance status—unit is 21 years old.
  • Confirm CDD bond payoff amount and remaining assessment balance.
  • Pull HOA docs: verify $254/mo covers all; confirm long-term rental policy in writing.
  • Get roof age and last inspection date; check insurer wind-mitigation eligibility.
  • Confirm water heater 2020 replacement date and warranty remain valid.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., Clay Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$254/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$1,904/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.