$345,000
3967 LAKE CREST Terrace, Middleburg, FL 32068, Middleburg, FL 32068
Ravines
- Price
- $345,000
- Beds / Baths
- 4 / 3
- Living area
- 2,274 sqft
- Year built
- 2003
- Type
- Residential
- Lot
- 0.27 ac
- Garage
- 2
- HOA
- $93/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 97
$152/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 16% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Tucked at a quiet dead-end street inside this coveted gated community of The Ravines, this 4-bed, 3-bath stucco beauty is the find you've been waiting for. New roof in 2021 means one less thing to worry about. Peaceful streets, gorgeous community vibes, and space to truly spread out. Step inside 2,274 sq ft of smartly designed living. The main floor delivers a primary suite with a spa-like ensuite (separate shower + soaking tub) and a walk-in closet that actually fits your wardrobe. Two additional bedrooms share a full bath, plus a formal dining room that could even be converted to bedroom if you need it. Upstairs? That's where the magic lives. A spacious loft with its own ensuite bath--perfect as an in-law suite, private home office, guest retreat, or the playroom the kids have been begging for. Schedule your private tour today--this one won't last.
What to check on this one
- Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
- Verify roof installation date (2021) with roofing contractor invoice and warranty transfer.
- Review HOA governing documents, CC&Rs, architectural guidelines, and rental restrictions.
- Obtain HOA financial statements and reserve study; confirm $93/mo assessment is current.
- Inspect in-law suite plumbing, electrical, and egress windows for code compliance.
- Pull 4-point inspection report if available; verify HVAC age and remaining useful life.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $276,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FREEDOM REALTY GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 7:24 PM.
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