Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$670,000

454 RITTBURN Lane, St. Johns, FL 32259, St. Johns, FL 32259

Lakes At Mill Creek Plantation

Price
$670,000
Beds / Baths
4 / 4
Living area
3,070 sqft
Year built
2018
Type
Residential
Lot
0.29 ac
Garage
3
HOA
$50/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
34
Elementary
Hickory Creek
Middle
Switzerland Point
High school
Bartram Trail

$218/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Set on a rare pie-shaped homesite overlooking tranquil pond views, this beautifully appointed home blends thoughtful design, timeless finishes, and exceptional outdoor living into one unforgettable property. A welcoming covered front porch leads inside, where luxury vinyl plank flooring, white cabinetry, and recessed lighting create a bright, modern feel throughout the main living spaces. A main-level flex room offers endless possibilities as a home office, playroom, or second living area, while the elegant dining room is rich with character, featuring custom millwork, a wood plank ceiling, shiplap accent walls, an orb chandelier, and French doors opening to the lanai. Everyday living is made effortless with a thoughtfully designed mudroom complete with a built-in bench, coat hooks, storage cabinetry, and a stained wood countertop. At the heart of the home, the chef's kitchen combines style and function with white Shaker cabinetry, contemporary granite countertops, a stainless farmhouse sink, a shiplap-wrapped island, gas cooktop with designer hood, double wall ovens, and a spacious pantry. Upstairs, a versatile loft provides additional living space alongside three secondary bedrooms, while the private owner's retreat serves as a relaxing escape with a tray ceiling, barn door entry, custom walk-in closet system, dual sinks, and a spacious walk-in shower with built-in bench. An upstairs laundry room with cabinetry, utility sink, and folding counter adds everyday convenience. Designed for year-round Florida living, the backyard is truly exceptional. The screened lanai features a stunning stacked-stone fireplace, plank ceiling, ceiling fans, and TV hookup, flowing seamlessly to an extended paver patio with seating walls, solar lighting, and a cozy fire pit. Entertain with ease in the fully equipped summer kitchen offering a built-in grill, griddle, refrigerator, sink, and prep space, all overlooking the expansive fenced backyard and peaceful pond beyond. Located in The Lakes at Mill Creek Plantation, residents enjoy no CDD fees and convenient access to top-rated St. Johns County schools, shopping, dining, beaches, Historic St. Augustine, and Jacksonville.

What to check on this one

  • Verify exact flood zone (AE/VE/X) and obtain elevation certificate if applicable.
  • Request roof inspection report; confirm shingle type and installation date for insurance eligibility.
  • Obtain 4-point inspection (roof, HVAC, plumbing, electrical) for insurer requirements.
  • Confirm HOA $50/mo covers what; request annual budget and reserve study.
  • Verify HVAC age and service history; confirm unit capacity for 3,070 sq ft.
  • Check plumbing materials (copper vs. PEX); request service records if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,476/mo
Property tax (1.1% eff., St. Johns Co.)$614/mo
Homeowners insurance (est.)$391/mo
HOA$50/mo
All-in monthly (est.)$4,531/mo

Loan $536,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 6:43 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.