Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,000

2640 HOLLY POINT Road E, Orange Park, FL 32073, Orange Park, FL 32073

Doctors Lake

Price
$599,000
Beds / Baths
4 / 3
Living area
2,623 sqft
Year built
1960
Type
Residential
Lot
0.39 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
32

$228/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 30% above the area's closed prices. Condition and lot vary; that's what a showing is for.

2640 Holly Point Road East, Orange Park, FL 32073-5635 LEGAL DESCRIPTION: Lot 14, Block F, Holly Point Replat, a subdivision according to the plat Thereof recorded at Plat Book 4, Page 66, in the Public Records of Clay County, Florida.

What to check on this one

  • Verify roof age—1960 build likely needs replacement; get inspector report for insurer eligibility
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) required by most FL insurers on homes 30+ years
  • Confirm actual flood zone with FEMA map; 'unknown' status requires clarification before closing
  • Check for polybutylene or cast-iron plumbing; 1960 homes often have problematic materials
  • Get HVAC age/condition report; original systems from 1960 typically need replacement
  • Verify property line survey current; Clay County records show lot in replat subdivision

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,108/mo
Property tax (1.1% eff., Clay Co.)$549/mo
Homeowners insurance (est.)$349/mo
All-in monthly (est.)$4,006/mo

Loan $479,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOWEST FEE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.