Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$370,000

1864 SHERWOOD Drive, Middleburg, FL 32068, Middleburg, FL 32068

Sherwood Lakes

Price
$370,000
Beds / Baths
4 / 2
Living area
1,762 sqft
Year built
1990
Type
Residential
Lot
0.2 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
34

$210/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Stunning 4-bedroom, 2-bath pool home with a spacious fenced backyard and a versatile flex room that can serve as a home office, playroom, or possible bedroom. This move-in-ready home features wood like tile flooring throughout, fresh interior paint, a new roof (2025), and an HVAC system and water heater that are both less than 10 years old for added peace of mind. The functional floor plan includes a welcoming family room with a stunning stone-front wood-burning fireplace, creating the perfect gathering space. The kitchen offers newer stainless steel appliances, ample cabinetry, and plenty of counter space for meal preparation. Step outside to your private backyard oasis featuring a sparkling pool, a large fenced yard, and plenty of space for entertaining, pets, or play. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern updates, flexible living space, and everything you need to enjoy the Florida lifestyle.

What to check on this one

  • Verify 2025 roof installation date and obtain roofing permit/warranty documentation.
  • Confirm flood zone designation with Clay County Property Appraiser; request elevation certificate if AE/VE.
  • Obtain pool equipment maintenance records and confirm current service contract status.
  • Review HVAC and water heater service history; confirm ages and remaining warranty.
  • Request 4-point inspection quote given 1990 build year; check insurer requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,920/mo
Property tax (1.1% eff., Clay Co.)$339/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,551/mo

Loan $296,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 7:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.