Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$215,000

134 BARDIN ESTATES Circle, Palatka, FL 32177, Palatka, FL 32177

Bardin Estates

Price
$215,000
Beds / Baths
3 / 2
Living area
1,620 sqft
Year built
2003
Type
Residential
Lot
1.78 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
34

$133/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.

BEAUTIFUL 3BR 2BA home on 1.79 acres. This home offers lots of space for a growing family or a large family. Nice big yard and lots of privacy. Nice deck to enjoy quiet evenings or your early morning coffee. Large living room with a nice fireplace. Split floor plan. Large master and master bath. Second and third bedrooms are very spacious. Large kitchen with spacious dining area. Large pantry. Nice laundry area. Carpet and vinyl flooring. Very easy to clean. This home is waiting for the PERFECT family. DON'T LET THIS ONE GET AWAY -SCHEDULE A SHOWING TODAY!!

What to check on this one

  • Verify flood zone designation with Putnam County—obtain FEMA map & elevation certificate if in AE/VE.
  • Confirm mobile home roof age, material, last inspection—insurers tighten coverage past 15–20 years.
  • Pull septic & well service records; confirm both systems functional & permitted.
  • Obtain 4-point inspection (roof, HVAC, plumbing, electrical) & wind-mitigation report before commit.
  • Verify title is clear; check for any outstanding liens or park lease terms on land.
  • Confirm all utilities (electric, water, sewer/septic, propane) & HVAC systems with licensed inspection.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,116/mo
Property tax (1.1% eff., Putnam Co.)$197/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,605/mo

Loan $172,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INTERLACHEN REALTY SERVICES, INC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 5:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.