Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,000

95241 SNAPDRAGON Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia Concourse

Price
$599,000
Beds / Baths
4 / 4
Living area
3,290 sqft
Year built
2019
Type
Residential
Lot
0.25 ac
Garage
3
HOA
$11/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
4

Welcome to 95241 Snapdragon Drive - a luxury, custom-look home with a non-custom price tag! This nearly 3,300 sq ft beauty offers mostly single-story living with 4 bedrooms, 4 full baths (and additional office AND bonus room), and a 3-car garage in sought-after Amelia Concourse. This home has been pristinely maintained. The gourmet kitchen is fully upgraded with gas appliances, oversized drawers, repainted cabinetry and extended luxury tile, which continues into the primary bath alongside a soaker tub and dual closets. You can't miss the custom built-ins in the office and living room, an electric fireplace with hidden TV mount, floor outlet, and ceiling surround sound in the living room (ceiling sound in primary bath and patio too). Dual tankless water heaters and a TRANE HVAC unit (split between upstairs and downstairs) give total peace of mind. Recent updates: new carpet downstairs, water filter/softener, interior paint, and UV light HVAC air filtration, all 2024. Upstairs bath received a new vanity and tile in 2025, plus new light fixtures through most of the home. A spacious upstairs suite with an oversized bedroom, walk-in closet, and full bath makes a great guest retreat or second primary. Amelia Concourse offers a resort-style pool, splash pad, playground, and rentable party hall. Just 15 minutes to 13 miles of Amelia Island's beaches, 20 minutes to historic downtown and JAX airport. A-rated schools, quiet, safe community for every stage of life. You do not want to miss the home that has it all for a price that is hard to beat in Fernandina Beach.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Request HVAC maintenance records for both split units and tankless water heaters.
  • Obtain HOA/Amelia Concourse governing docs and rental restrictions.
  • Verify all 2024–2025 permits filed for carpet, HVAC upgrades, and electrical work.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,108/mo
Property tax (1.1% eff., Nassau Co.)$549/mo
Homeowners insurance (est.)$349/mo
HOA$11/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,184/mo

Loan $479,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 11:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.