Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$549,900

18 COVE Road, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

Sawgrass Country Club

Price
$549,900
Beds / Baths
2 / 2
Living area
0 sqft
Year built
1976
Type
Condo
Lot
Garage
0
HOA
$845/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
7

Can you imagine owning this in Sawgrass Country Club AND having a monthly payment less than the price of some studio apartments rents? This exclusive condo is located in the Ponte Vedra Beach Paradise. It has a golf course view, and is only steps to a private beach access. Qualified buyers may take advantage of owner financing as low as 3.5%. This beautifully renovated end-unit condo is FULLY FURNISHED and offers breathtaking golf course views, floor-to-ceiling windows, a private balcony with ocean breezes, wood-look tile, energy-efficient windows, and a designer kitchen with premium finishes. Enjoy the community pool and private deeded beach access just steps away. Whether you're looking for a primary residence, vacation home, or a high-performing short-term rental, this turnkey property delivers exceptional lifestyle and investment potential. Luxury. Location. Lifestyle. Investment. Schedule your private showing today.

What to check on this one

  • Obtain condo declaration, bylaws, and most recent financial statements immediately.
  • Request condo milestone inspection report and SIRS (Structural Integrity Reserve Study) if required.
  • Confirm roof age and last replacement date; verify current insurance eligibility.
  • Verify flood zone designation and obtain elevation certificate if in AE or VE.
  • Review short-term rental lease restrictions in condo docs before purchase.
  • Confirm owner-financing terms in writing and identify lender/attorney requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,853/mo
Property tax (1.1% eff., St. Johns Co.)$504/mo
Homeowners insurance (est.)$321/mo
HOA$845/mo
All-in monthly (est.)$4,523/mo

Loan $439,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 5:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.