Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,900

5132 NW 181ST Way, Starke, FL 32091, Starke, FL 32091

Conerly Estates

Price
$319,900
Beds / Baths
3 / 2
Living area
1,522 sqft
Year built
1981
Type
Residential
Lot
1.14 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
22
Middle
Bradford
High school
Bradford

$210/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 5132 NW 181ST Way, Starke, FL 32091. Nestled on 1.14 acres in the peaceful countryside of Starke, this charming 3-bedroom, 2-bath home offers 1,522 square feet of comfortable living space and the perfect blend of privacy and convenience. Built in 1981, the home has been thoughtfully maintained with major updates, including a new roof in 2021 and a new water heater installed in 2026, providing added value and peace of mind for the next owner. The spacious lot offers plenty of room to enjoy the outdoors, whether you're looking to garden, entertain, or simply relax and take in the quiet surroundings. Inside, you'll find a functional layout with comfortable living spaces ready for your personal touch. Conveniently located just minutes from downtown Starke with easy access to Gainesville, Lake City, and Jacksonville, this property offers the best of country living while remaining close to everyday amenities. Don't miss this opportunity to own a beautiful home .

What to check on this one

  • Verify roof installation date/warranty from 2021 replacement.
  • Confirm water heater age and warranty coverage (2026 install).
  • Obtain septic system inspection records and last pumping date.
  • Check well water quality test results and service history.
  • Verify flood zone designation with FEMA map and county.
  • Review plumbing type for potential polybutylene/cast-iron issues (1981 build).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Bradford Co.)$293/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,245/mo

Loan $255,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 1:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.