Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$425,000

62 DISSTON Cove, St. Augustine, FL 32084, St. Augustine, FL 32084

St Augustine Lakes

Price
$425,000
Beds / Baths
4 / 3
Living area
2,268 sqft
Year built
2024
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$63/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
35

$187/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Great Investment Opportunity! Tenant in place through 2028. Built in 2024, this beautifully maintained home in St. Augustine Lakes offers the perfect blend of modern design, functional living, and long-term investment potential. The thoughtfully designed two-story floor plan provides spacious, connected living while offering room for everyone. The bright, open-concept living, dining, and kitchen areas create an inviting space for everyday living and entertaining. Tile flooring extends throughout the main living areas, while the well-appointed kitchen features a large center island, abundant cabinetry, and generous counter space perfect for meal preparation, casual dining, and gathering with family and friends.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if needed for insurance.
  • Review CDD bond payoff amount and remaining assessment obligations.
  • Confirm tenant lease terms, end date (2028), and rent collection history.
  • Inspect roof warranty documentation; confirm no claims filed since 2024 build.
  • Obtain HOA/CDD estoppel letter and review St. Augustine Lakes governing documents.
  • Verify property survey accuracy and confirm lot boundary lines are current.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., St. Johns Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$63/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,117/mo

Loan $340,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MCWRIGHT PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 9:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.