Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$230,000

1030 MONTEGO BAY Drive S, Jacksonville, FL 32218, Jacksonville, FL 32218

Turtle Creek Village

Price
$230,000
Beds / Baths
3 / 2
Living area
1,424 sqft
Year built
1976
Type
Residential
Lot
0.29 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
31
Elementary
Biscayne
Middle
Highlands
High school
First Coast

Welcome to this well-maintained home in a convenient North Jacksonville location! Featuring a functional floor plan with spacious living areas, this home offers a great opportunity for first-time buyers, growing families, or investors. Enjoy comfortable living with generously sized bedrooms, ample natural light, and a backyard perfect for relaxing or entertaining. The seller understands the home will require roof work and is willing to work with the buyer by considering reasonable concessions or repair options with an acceptable offer. Don't miss this opportunity to make this home your own while adding your personal touches. Conveniently located near shopping, dining, schools, major highways, and Jacksonville International Airport, this home offers both value and accessibility. Schedule your private showing today!

What to check on this one

  • Confirm exact roof age and get written repair estimate before offer.
  • Order 4-point inspection + wind-mitigation report (home is 50 years old).
  • Verify flood zone designation and obtain elevation certificate if needed.
  • Request plumbing material documentation (polybutylene or cast-iron risk, pre-1995).
  • Confirm HVAC age and service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,193/mo
Property tax (1.1% eff., Duval Co.)$211/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,696/mo

Loan $184,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 8:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.