Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$349,900

477 CHERRY ELM Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Silverleaf

Price
$349,900
Beds / Baths
3 / 2
Living area
1,388 sqft
Year built
2025
Type
Townhouse
Lot
0.24 ac
Garage
2
HOA
$134/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
35

$252/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Single-level, end-unit townhouse is in the beautiful natural gas community of SilverLeaf. Home has access to two exquisite amenity centers. Home is on quarter acre lot. Built in 2025 and under new home warranty until middle of October 2026. All exterior maintenance (mowing, edging, blowing, bush trimming, termite protection bait-stations, water, and fertilizing) is covered by HOA quarterly due . Home has Reverse Osmosis water filtration system, tankless gas hot-water heater, gas oven and range, gas dryer hookup, shaker-style cabinets, quartz countertops, double-vanities in primary bathroom, and tub in second bathroom. Two-car garage, 9-foot ceilings, tri-fold sliders lead onto lanai overlooking the water, ceiling fans and window treatments throughout home, dishwasher, and refrigerator. All appliances are still under warranty.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for St. Johns County.
  • Confirm new home warranty expiration date (October 2026) and coverage details in writing.
  • Review HOA CC&Rs for rental restrictions and short-term-rental eligibility rules.
  • Obtain HOA reserve study and confirm $134/mo covers all listed exterior maintenance.
  • Walk through with builder to document all appliance/system warranties and transfer procedures.
  • Request HOA financials and any pending special assessments or amenity improvements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., St. Johns Co.)$321/mo
Homeowners insurance (est.)$292/mo
HOA$134/mo
All-in monthly (est.)$2,563/mo

Loan $279,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOMECOIN.COM. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 4:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.