Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$40,000

115 SANDPIPER Lane, Georgetown, FL 32139, Georgetown, FL 32139

Whispering Pines

Price
$40,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
35
Elementary
Middleton-Burney
Middle
Miller Intermediate
High school
Crescent City

BUYERS & INVESTORS! PRIME 1 + ACRE BUILDING LOT PRICED TO SELL! BUILD YOUR HOME ON PARTIALLY CLEARED LAND WITH SHADE TREES. YES! IT'S WHISPERING PINES/PLANTATION PINES SUBDIVISION, GEORGETOWN, FL. ENJOY LIVING IN A QUIET COUNTRY LIFESTYLE RURAL SUBDIVISION. ZONING IS R-2. BUILD A HOME, MODULAR HOME, MFG OR MH HOME. BUYER TO PROVIDE SURVEY TO DETERMINE EXACT PROPERTY LINES. LAND is in FLOOD ZONE X = HI & DRY. A WELL, SEPTIC SYSTEM & ELECTRIC WILL REQUIRE INSTALLATION. Buyer to do their due dilligence to ensure allowed usage. There are no Annual HOA subdivision Fees as the Association is defunct. Subdivision roads maintained by Putnam County. This Subdivision is close by ST. JOHNS RIVER & LAKE GEORGE, 2ND LARGEST LAKE IN FLORIDA! Enjoy BOATING & FISHING ON RIVER & LAKE. More LOTS AVAILABLE! (3 possible side-by-side Lots.)

What to check on this one

  • Verify flood zone X designation with Putnam County—confirm elevation certificate not required.
  • Obtain survey to establish exact property lines before purchase or building permit application.
  • Confirm R-2 zoning allows your intended structure type (home, modular, manufactured, MH).
  • Get written estimates for well, septic system, and electric installation costs.
  • Verify Putnam County maintains subdivision roads—confirm no surprise road assessment or CDD bond.
  • Request defunct HOA dissolution documentation to confirm no future liability or fee revival.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$208/mo
Property tax (1.1% eff., Putnam Co.)$37/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$537/mo

Loan $32,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 TRITON REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 10:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.