Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$389,000

6540 IMMOKALEE Road, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Metes & Bounds

Price
$389,000
Beds / Baths
3 / 2
Living area
1,414 sqft
Year built
2008
Type
Residential
Lot
0.459 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
35

Very well maintained turn key home is ready for new owners! Current owners used it as a second home during their ownership. One of a few properties with private deeded access to Lake Brooklyn. Split bedroom plan, open kitchen, dining and living room concept. Attached garage is fully insulated and finished with mini split as well as a projector and screen. The back yard is spacious with a 14x25 patio and pergola plus a shed (electric) with roll up door and lean to for mower and yard tools. Extra space for a garden as well as front and back yard irrigation which can be controlled via the internet. Located two miles north of downtown Keystone Heights with easy access to medical offices, shopping and eateries. Easy commutes to Orange Park, Jacksonville, St Augustine, Palatka, Ocala and Gainesville. Keystone Heights has many lakes and nearby state parks.

What to check on this one

  • Verify roof age and get inspection; 18 years old may trigger insurer requirements soon.
  • Confirm flood zone designation with FEMA map and get elevation certificate if needed.
  • Inspect plumbing for polybutylene or cast-iron; 2008 build less likely but verify materials.
  • Verify private lake access deed is transferable and no restrictions on new owner.
  • Get 4-point inspection given age; confirm homeowners insurance availability and renewal terms.
  • Test all smart irrigation systems and garage mini-split; verify warranties transfer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,018/mo
Property tax (1.1% eff., Clay Co.)$357/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,667/mo

Loan $311,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 1:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.