$492,500
212 WHISPER RIDGE Drive, St. Augustine, FL 32092, St. Augustine, FL 32092
Whisper Ridge
- Price
- $492,500
- Beds / Baths
- 5 / 3
- Living area
- 2,710 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.27 ac
- Garage
- 2
- HOA
- $43/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 35
- Elementary
- Mill Creek Academy
- Middle
- Mill Creek Academy
- High school
- St. Augustine
$182/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this spacious and versatile 5-bedroom, 3-bathroom home offering over 2,700 square feet of living space, plus an additional 400-square-foot enclosed lanai--creating the perfect setting for year round Florida living and effortless entertaining. Nestled in the established Whisper Ridge community, known for its beautiful mature trees and well-maintained surroundings, this home offers the space and flexibility today's buyers are looking for. Inside, you'll find tile flooring throughout, a formal living room, formal dining room, and a welcoming family room that opens off the expansive kitchen. The kitchen features newer appliances, abundant cabinetry, generous counter space, and a breakfast nook. The spacious primary suite provides a relaxing retreat with a soaking tub, separate shower, split double vanities, and plenty of room to unwind. A thoughtfully designed split floor plan includes two bedrooms and a full bathroom that can easily function as a private in-law suite, complete with convenient access through the garage. Step outside to the nearly 400-square-foot enclosed lanai, an ideal space for year-round entertaining, which opens to a large patio overlooking the peaceful lake. Whether you're hosting family gatherings, grilling with friends, or simply enjoying your morning coffee, the outdoor living spaces are sure to impress. Additional highlights include an oversized two-car garage with exceptional storage, a driveway that comfortably accommodates up to six vehicles, a whole-house water softener, a kitchen water purification system, and a private irrigation well to keep the lawn lush while helping reduce water costs. Located just minutes from the Outlet Malls, World Golf Village, dining, and easy access to I-95, this home offers low community fees and no CDD fee--making it as practical as it is desirable. Offering generous living space, flexible living arrangements, thoughtful upgrades, and an outstanding location in one of St. Augustine's most desirable neighborhoods, this Whisper Ridge home is ready to welcome its next owners. ** some images have been digitally furnished **
What to check on this one
- Verify flood zone designation and obtain elevation certificate for waterfront property
- Pull HOA docs: confirm $43/mo covers what, any special assessments or reserves
- Get 4-point inspection report; roof age at 21 years may trigger insurer concerns
- Request survey to confirm lot lines and waterfront setback compliance
- Verify lanai and patio permits and CO status with St. Johns County
- Confirm in-law suite is legal accessory dwelling per county code
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $394,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.
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