Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$250,000

1325 SPRUCE Street, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Shands Platt

Price
$250,000
Beds / Baths
4 / 2
Living area
1,369 sqft
Year built
2003
Type
Residential
Lot
0.17 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
35
Elementary
Charles E. Bennett
Middle
Green Cove Springs
High school
Clay

$183/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 1325 Spruce St, Green Cove Springs! Nestled in the established Shands community with no HOA, this charming home offers the perfect opportunity for first-time buyers, investors, or anyone looking to add their own personal touch. With a functional layout, spacious yard, and great bones, this home is ready for your vision. A few cosmetic updates can truly transform the space and build instant equity. The oversized backyard provides plenty of room for entertaining, pets, or even a future pool. Conveniently located just minutes from historic downtown Green Cove Springs, the St. Johns River, parks, shopping, dining, and schools, this home offers the perfect combination of location, value, and potential. Don't miss your chance to make it your own! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

What to check on this one

  • Verify roof age and condition; 23-year-old roof may need replacement or insurer review soon.
  • Obtain 4-point inspection (roof, HVAC, plumbing, electrical) before closing.
  • Confirm actual flood zone designation with FEMA map and elevation certificate if needed.
  • Request seller disclosure on any prior water intrusion, foundation issues, or pest damage.
  • Verify septic system functionality and last pump-out date if on septic.
  • Check for polybutylene plumbing (pre-1995 era) or cast-iron drain lines; get plumber's assessment.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Clay Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DJ & LINDSEY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 1:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.