Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,190,000

301 TWELVTH Street, St. Augustine, FL 32084

North Beach

Price
$1,190,000
Beds / Baths
4 / 4
Living area
2,131 sqft
Year built
2026
Type
Residential
Lot
0.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
3

New Construction Pool Home, Corner Lot, 1 Block to Ocean, No HOA! Secure your coastal retreat or vacation home before construction is complete. Featuring 2131sqft of living space, 4 beds, 3.5 baths, one-car garage, saltwater pool, LVP flooring throughout, Hardie siding exterior, and impact resistant windows. Walkable to the beach and minutes from historic St. Augustine, dining, and entertainment. Perfect for both full-time living or short-term rental opportunities, this prime location delivers both relaxation and strong investment potential. 2-10 Builders Home Warranty included with purchase

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this St. Augustine coastal lot.
  • Confirm short-term rental eligibility and any local permitting requirements for vacation home use.
  • Review 2-10 Builders Home Warranty terms, coverage limits, and transferability to future owners.
  • Inspect pool equipment specs, saltwater system maintenance costs, and any HOA/city pool compliance rules.
  • Verify impact-resistant window certifications and confirm wind-mitigation inspection eligibility at closing.
  • Confirm final construction timeline, any pending builder liens, and title clearance before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,175/mo
Property tax (1.1% eff., St. Johns Co.)$1,091/mo
Homeowners insurance (est.)$694/mo
All-in monthly (est.)$7,960/mo

Loan $952,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LINWARD REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 4:23 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.