Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,100,000

303 TWELVTH Street, St. Augustine, FL 32084, St. Augustine, FL 32084

North Beach

Price
$1,100,000
Beds / Baths
4 / 4
Living area
1,800 sqft
Year built
2026
Type
Residential
Lot
0.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
36

$611/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 190% above the area's closed prices. Condition and lot vary; that's what a showing is for.

New Construction Pool Home, 1 Block to Ocean, No HOA! Secure your coastal retreat or vacation home before construction is complete. Featuring 1800sqft of living space, 4 beds, 3.5 baths, one-car garage, saltwater pool, LVP flooring throughout, Hardie siding exterior, and impact resistant windows. Walkable to the beach and minutes from historic St. Augustine, dining, and entertainment. Perfect for both full-time living or short-term rental opportunities, this prime location delivers both relaxation and strong investment potential. 2-10 Builders Home Warranty included with purchase. ***Pictures of previously completed home, finishes will vary.***

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for insurance/financing.
  • Verify 2-10 Warranty coverage details, exclusions, and transferability to next owner.
  • Review final construction timeline, warranty start date, and punch-list completion.
  • Confirm short-term rental eligibility with St. Johns County and city of St. Augustine.
  • Get written specifications for pool, flooring, siding, windows—finishes may differ from model photos.
  • Verify builder's lien-free status and all permits closed before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,708/mo
Property tax (1.1% eff., St. Johns Co.)$1,008/mo
Homeowners insurance (est.)$642/mo
All-in monthly (est.)$7,358/mo

Loan $880,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LINWARD REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 1:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.