Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

1641 SPRING OAKS Lane, Jacksonville, FL 32221, Jacksonville, FL 32221

Spring Branch

Price
$325,000
Beds / Baths
4 / 2
Living area
1,768 sqft
Year built
1998
Type
Residential
Lot
0.29 ac
Garage
2
HOA
$10/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
36

$184/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Wake up to tranquil lake views and breathtaking sunsets from the comfort and privacy of your own home. This fabulous single-family residence features 4 bedrooms, 2 bathrooms, and a 2-car garage offering the perfect blend of space, style, and functionality. The thoughtfully designed interior boasts a bright, spacious kitchen, formal living and dining areas, and a warm family room with a fireplace. Soaring high ceilings enhance the sense of openness throughout, while laminate wood flooring adds elegance to the main living areas and plush carpeting provides comfort in the bedrooms. A dedicated laundry closet with a full-size washer and dryer adds everyday convenience. Nestled on a quiet cul-de-sac, the home is ideally situated with easy access to major roadways, top-rated schools, shopping, and a wealth of local amenities. A rare opportunity - don't let it pass you by

What to check on this one

  • Verify flood zone designation and elevation certificate—waterfront property requires clarity on AE/VE risk.
  • Request 4-point inspection report; home is 28 years old and may trigger insurer requirements.
  • Confirm roof age and condition; Florida insurers typically decline coverage past 15-20 years.
  • Obtain homeowner's insurance quote in writing before closing—waterfront often carries higher premiums.
  • Review HOA covenants for waterfront lot restrictions, dock rights, seawall maintenance obligations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Duval Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
All-in monthly (est.)$2,286/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 4:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.