Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,050,000

389 TIERRA Cove, St. Johns, FL 32259

Celestina

Price
$1,050,000
Beds / Baths
6 / 5
Living area
4,419 sqft
Year built
2022
Type
Residential
Lot
0.41 ac
Garage
3
HOA
$242/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
29
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Creekside

$238/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Some homes simply have more to offer. More space. More flexibility. More ways to live the life you've imagined. Built in 2022, it's situated on a quiet cul-de-sac in the gated community of Celestina, this beautifully designed 6-bedroom, 4.5-bath home was created for the way families live today. The 1st floor features a private primary suite, guest suite, and dedicated office, offering exceptional flexibility for multigenerational living, working from home, or welcoming overnight guests. Upstairs, four additional bedrooms surround a spacious bonus room, ideal for movie nights, playroom, game room, or second living area. A 3-car garage provides generous storage, while the fenced backyard offers plenty of space for pets, play, and outdoor entertaining. Located in the top-rated St. Johns County School District, with Durbin Creek Elementary just a short walk away, this home delivers the perfect blend of comfort, convenience, and a lifestyle you'll love coming home to.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review HOA covenants, rental restrictions, and current fee status.
  • Inspect roof condition and obtain roofing warranty documentation from builder.
  • Verify all HVAC and major systems under builder warranty or service plans.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,448/mo
Property tax (1.1% eff., St. Johns Co.)$963/mo
Homeowners insurance (est.)$613/mo
HOA$242/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$7,433/mo

Loan $840,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 2:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.