Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$543,500

2258 SANDY BAY Lane, Jacksonville, FL 32233, Jacksonville, FL 32233

Coastal Oaks at Atlantic Beach

Price
$543,500
Beds / Baths
3 / 3
Living area
1,828 sqft
Year built
2018
Type
Residential
Lot
Garage
2
HOA
$63/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
36

$297/sqft asking, vs a $350/sqft median across 448 closed sales in 32233 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Private only, after today! Coastal Oaks at Atlantic Beach just a Golf Cart ride to the beach. This gem of a location is only 8 years old. That means everything including plumbing, utilities, high speed fiber internet is new all the way to the front door. Its all underground and brand new to the street all the way to the entry of the subdivision! We love how easy this home made our life. Morning coffee on the covered lanai while watching our birding app identify what songbirds were nearby. This corner lot with mature coastal oak trees is a hard-to-find gem for its extra room and extra privacy. A favorite inside feature is the separation of living and sleeping spaces. Three bedrooms upstairs. Main floor downstairs is for entertaining. Bedrooms upstairs enjoy a quiet retreat. Also, having a generous driveway for family and friends is a rare thing in a beach community. This house is blessed with extra parking space. Living in a secure, gat ed community gives us peace of mind. It allowed me to lock up and leave to go on trips. I was comfortable leaving, because our house was in a gated community. The location is incredibly convenient. Everything is close enough that we avoided spending our life in traffic: Mayo Clinic, shopping at Mayport Naval Station, buying fresh seafood at Safe Harbor in Mayport (best shrimp ever), and of course walking beautiful Atlantic Beach for our cardio fitness. Well, does it count against me if I did my steps with a tall latte from Southern Grounds in my hand? More than anything, this home is a place where family easily gathers, and Florida living is easy to enjoy.Secure gated Coastal Oaks Atlantic Beach corner-lot home just 1 mile from Atlantic Beach featuring rare 10-ft wide double-gate backyard access and a newly installed reinforced concrete patio expansion. Located minutes from Mayport Naval Station and the nearby Mayo Clinic Jacksonville campus, this 3-bedroom, 2.5-bath home provides coastal living with privacy, security, and one of the most versatile backyards in the community.This well-maintained home has 2 story, 1,828 sq ft of living space with an open layout and upgraded finishes. Plus this property includes a 2-10 home warranty with 2 years remaining for added peace of mind. Includes a brand-new, Whirlpool 46,000 grain, fully owner-owned whole house water softener (installed last week) zero lease fees. New water heater Anode, new AC capacitor and contactor, gutters and of course fresh paint. ATT Fiber Internet 1 GB, built in security system doors and all windows. Just too many features and updates to list and priced for a quick close!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm HOA $63/mo covers what; review Coastal Oaks covenants and gate maintenance rules.
  • Get roof inspection report; 2018 roof should be insurable but verify with carrier.
  • Confirm fiber internet provider and service agreement transferability to new owner.
  • Pull 4-point inspection if lender requires; verify plumbing/electrical/HVAC/roof condition docs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,820/mo
Property tax (1.1% eff., Duval Co.)$498/mo
Homeowners insurance (est.)$317/mo
HOA$63/mo
All-in monthly (est.)$3,698/mo

Loan $434,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.