$399,000
1414 TANAGER Trail, St. Marys, GA 31558, St. Marys, FL 31558
Osprey Cove
- Price
- $399,000
- Beds / Baths
- 3 / 2
- Living area
- 2,282 sqft
- Year built
- 2003
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $149/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Camden
- Days on market
- 53
- Elementary
- Other
- Middle
- Other
- High school
- Other
Assumable Mortgage Available! Coastal 3 Bed, 2 Bath Home in gated Osprey Cove golf course community, St. Marys, GA. Courtyard entry home nestled in a cul-de-sac. Step inside this simply stunning patio home featuring vaulted ceiling entry and great room with an inviting open layout perfect for entertaining and everyday living. This one-level stucco home provides privacy with a beautifully landscaped and fenced in backyard on the preserve and features a spacious tiled sunroom and patio spanning the back of the home. The bonus is the screened in lanai off the guest bedroom perfect for a morning brew or afternoon read. The tile floor throughout the home is in the kitchen, dining room, sunroom and the family room which features a gas fireplace with a grand mantle and hearth. The kitchen features a gas stove oven, large pantry, granite countertops, ample cabinets, kitchen nook, spacious bar/prep area open to family room. The split floor plan provides privacy in spacious owners suite
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone
- Confirm roof age; 2003 home may need inspection if approaching insurer limits
- Review HOA docs for Osprey Cove golf community rules, amenities, reserve funding
- Obtain 4-point inspection report given home age and stucco construction
- Verify assumable mortgage terms, remaining balance, lender approval process
- Check for polybutylene plumbing; confirm copper or PVC throughout
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 8:20 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.