Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,900

5448 3RD Street, St. Augustine, FL 32080, St. Augustine, FL 32080

Micklers

Price
$499,900
Beds / Baths
3 / 2
Living area
1,502 sqft
Year built
1961
Type
Residential
Lot
0.28 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
36
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

Completely remodeled in 2023, this stunning coastal home is truly move-in ready! Every detail has been thoughtfully updated, including fresh interior paint, new baseboards, stained epoxy flooring, new appliances, and a new HVAC system. The bright, open-concept kitchen flows seamlessly into the living area, creating the perfect space for entertaining family and friends. One of the home's standout features is the beautifully enclosed Florida room, complete with all-new windows, flooring, a mini-split system, and a new exterior door. This versatile space is ideal as a third bedroom, home office, game room, or additional living area. Step outside to the spacious, fully fenced backyard with plenty of room to add a pool and create your own private outdoor oasis. Located in a desirable neighborhood with no HOA and no rental restrictions, this property offers exceptional flexibility as a primary residence, vacation home, or highly desirable short-term rental investment. Best of all, you're just a short walk to the beach, allowing you to enjoy the very best of Florida's coastal lifestyle every day.

What to check on this one

  • Verify actual flood zone designation and elevation certificate with county—'unknown' must be confirmed before closing.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report; home is 65 years old.
  • Confirm roof age/materials and remaining warranty post-2023 renovation; insurers scrutinize 1961 originals.
  • Pull permit records for 2023 remodel scope—verify electrical, plumbing, HVAC, and enclosure work were permitted and inspected.
  • Review flood insurance requirements and current premium quotes based on actual flood zone.
  • Inspect original 1961 plumbing for cast-iron or polybutylene; confirm 2023 work replaced problematic sections.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,344/mo

Loan $399,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 2:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.