$1,050,000
1045 CEDAR BAY Road, Jacksonville, FL 32218, Jacksonville, FL 32218
Cedar Heights
- Price
- $1,050,000
- Beds / Baths
- 4 / 4
- Living area
- 4,259 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 1.12 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 26
- Elementary
- San Mateo
- Middle
- Oceanway
- High school
- First Coast
$247/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 54% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Waterfront living on the Broward River with deep-water access to the St. Johns River! Situated on 1.12 fully fenced acres, this Cape Cod-style home offers 4,237 sq. ft., a private dock with boat lift, pool with waterfall & incredible privacy with only one neighboring home and no homes directly across the street. Inside you'll find 4 oversized bedrooms, 2 full & 2 half baths, including a main-floor primary suite. Every bedroom offers beautiful river views! The 4th bedroom is privately situated on the opposite side of the home, ideal as a bonus room, guest suite or multigenerational space. Enjoy a spacious sunroom overlooking the pool & river, huge theater room, large front porch & two back porches, including one screened. Updates include a 2017 kitchen remodel, whole-home Generac generator (2021), 3 HVAC systems (2014/2019/2021), water heater (2021), water pump (2022) & garage doors (2025). Plus a storage shed & plenty of room to enjoy life on the water!
What to check on this one
- Verify flood zone designation and obtain elevation certificate for Broward River waterfront property.
- Confirm roof age/condition; 2005 home may trigger insurer four-point and wind-mitigation inspection requirements.
- Inspect seawall/bulkhead integrity and verify maintenance history; get engineer assessment if needed.
- Confirm dock/boat lift permits, easements, and riparian rights documentation with county.
- Review all three HVAC systems' service records and warranties; verify generator maintenance logs.
- Obtain survey and title report to confirm property lines, easements, and waterfront deed restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $840,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 1:31 PM.
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