Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$479,000

1045 OXFORD Drive, St. Augustine, FL 32084

Royal St Augustine

Price
$479,000
Beds / Baths
3 / 3
Living area
2,166 sqft
Year built
2005
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$75/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
36
Elementary
Webster
Middle
Murray
High school
St. Augustine

$221/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 1045 Oxford Drive! This 3-bedroom, 2.5-bath home offers 2,166 square feet of thoughtfully designed living space with a first-floor primary suite and an open layout that feels both spacious and comfortable. As soon as you walk through the front door, you're greeted by soaring ceilings and an abundance of natural light. The floor-to-ceiling windows and fireplace create a warm, inviting living space that's perfect for relaxing or entertaining. Upstairs, you'll find two additional bedrooms, a full bath, and a loft that makes a great office, playroom, or second living area. The home has been updated with brand-new kitchen appliances, a new HVAC system, and a new washer and dryer, giving the next owner peace of mind from day one. Located in the Royal St. Augustine golf community, you'll enjoy a convenient location just minutes from historic downtown St. Augustine, local restaurants, shopping, and the beaches. If you've been looking for a move-in ready home with character,

What to check on this one

  • Verify flood zone designation—St. Johns County FEMA map required for this address.
  • Obtain roof inspection report; 2005 roof likely near insurer age limit, confirm year installed.
  • Request HVAC installation date documentation to validate claimed new system.
  • Confirm HOA $75/mo covers what; request governing docs and any pending assessments.
  • Verify kitchen appliances and washer/dryer warranties and installation dates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,485/mo
Property tax (1.1% eff., St. Johns Co.)$439/mo
Homeowners insurance (est.)$292/mo
HOA$75/mo
All-in monthly (est.)$3,291/mo

Loan $383,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 3:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.