Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$440,000

86385 PEEPLES Road, Yulee, FL 32097

Lofton Point

Price
$440,000
Beds / Baths
4 / 2
Living area
2,022 sqft
Year built
1975
Type
Residential
Lot
1.01 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
36

$218/sqft asking, vs a $187/sqft median across 871 closed sales in 32097 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Spacious Living on a Full Acre with No Deed Restrictions & No HOA! Experience comfort, convenience, and room to grow in this beautifully laid-out home sitting on a generous 1-acre lot. Boasting an open floor plan, the large family room is the heart of the home that seamlessly connects with a dining area and an expansive kitchen--perfect for everyday living and entertaining. The kitchen features an extended breakfast bar, abundant counter space, and more cabinets than you'll know what to do with. Whether you love to cook or just love to gather, this kitchen was designed with you in mind. 3Yr Roof & New water heater! Step out back and enjoy your own slice of nature on the rear wood deck overlooking wide-open outdoor space--ideal for BBQs, fire pit gatherings, gardening, or just relaxing under the stars. This well-maintained home offers the freedom to live the way you desire, so bring your RV/camper, boat, 4-wheelers, golf carts, large workshop, etc.. Added BONUS - $3,000 flooring credit offered! All this with no HOA to limit your lifestyle, so bring your boat, RV, chickens, and dreams - this property is ready for them. Located near excellent local restaurants, great shopping, 'A' rated schools, and the BEACH! This home offers the best of both worlds - peaceful retreat and easy access to everything you love. Schedule your private viewing today before this beauty is sold tomorrow!

What to check on this one

  • Verify roof installation date; confirm 3-year age claim with roofer invoice or permit.
  • Order 4-point inspection (home built 1975; insurers require it for older homes).
  • Confirm flood zone with FEMA map; obtain elevation certificate if in AE or VE.
  • Request plumbing material records; cast-iron or polybutylene lines common in 1975 builds.
  • Inspect septic system (if applicable); verify service records and tank pumping history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., Nassau Co.)$403/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,978/mo

Loan $352,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 11:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.