Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$998,900

320 1ST Street N 805, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250

Metropolitan Condo

Price
$998,900
Beds / Baths
3 / 3
Living area
1,769 sqft
Year built
2006
Type
Condo
Lot
Garage
2
HOA
$1,033/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
36

$565/sqft asking, vs a $380/sqft median across 254 closed sales in 32250 over the last 12 months — 49% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Enjoy maintenance-free living just one block from the ocean! This beautifully renovated condo is located on the 8th floor of the Metropolitan Building in the heart of Jacksonville Beach. Professionally designed in 2024, this luxurious residence offers 3 bedrooms, 2 1/2 bathrooms, and floor-to-ceiling windows throughout the primary suite and main living areas, providing unobstructed ocean views. The gourmet kitchen features a panel-ready refrigerator, an induction cooktop, beautiful porcelain countertops, and an abundance of cabinetry with plenty of storage, while luxury vinyl plank flooring flows throughout the home. A covered balcony offers spectacular ocean views and can be accessed from both the living room and primary bedroom. The spacious owner's suite includes remote-controlled blackout curtains, separate his-and-hers closets, double vanities, and a stunning wet room with a freestanding soaking tub and two shower heads. It is truly a dream bathroom. Major systems were replaced in 2024, including the HVAC system, water heater, and water softener. Washer, dryer, and refrigerator remain with the unit. Residents also enjoy access to a rooftop area with breathtaking 360-degree views of Jacksonville Beach and the surrounding coastline. Additional features include secure building entry and 2 indoor garage parking spaces. This is a rare opportunity to own an absolutely luxurious, move-in-ready home just steps from the beach!

What to check on this one

  • Obtain condo milestone inspection report and SIRS reserve study from HOA.
  • Request flood zone verification and elevation certificate for this address.
  • Review HOA documents: bylaws, rental restrictions, special assessments pending.
  • Confirm 2024 HVAC/water heater/water softener replacements with receipts and warranties.
  • Verify rooftop amenity access rules and any recent capital improvement costs.
  • Get current condo insurance quote — high-rise oceanfront may have higher premiums.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,183/mo
Property tax (1.1% eff., Duval Co.)$916/mo
Homeowners insurance (est.)$583/mo
HOA$1,033/mo
All-in monthly (est.)$7,715/mo

Loan $799,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SIGNATURE FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.