Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$997,000

1138 BEACH WALKER Road 1138, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Beachwalker

Price
$997,000
Beds / Baths
2 / 2
Living area
1,506 sqft
Year built
1974
Type
Condo
Lot
7.08 ac
Garage
0
HOA
$1,927/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
37

STUNNING & SPECTACULAR OCEANFRONT VIEWS FROM THIS TOP FLOOR UNIT. Gorgeous SUNRISES and COLORFUL BREATHTAKING SUNSETS await you! This FULLY FURNISHED 2 bed 2 bath unit also has a loft with 2 twin beds. The unit sleeps 6 very comfortably. The kitchen has SS appliances & granite countertops while encompassing a bright,open and welcoming floor plan overlooking the ATLANTIC OCEAN. The entry foyer includes a separate utility room. Enjoy the oceanfront balcony where you can savor the waves and the ocean breeze. Association fees covers Common Element Maintenance, Pool Service & Landscaping. Strong rental history through Destination Amelia.Gated; Realtors must be called through the gate.

What to check on this one

  • Verify condo milestone inspection or SIRS report status and any required reserve funding.
  • Obtain latest HOA financials, meeting minutes, and reserve study for 1974 building.
  • Request flood zone designation and elevation certificate for oceanfront property.
  • Confirm roof age, condition, and remaining warranty; critical for 52-year-old structure.
  • Review condo association rental policy and Destination Amelia lease terms in detail.
  • Inspect plumbing for original cast-iron or polybutylene; verify any prior replacements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,173/mo
Property tax (1.1% eff., Nassau Co.)$914/mo
Homeowners insurance (est.)$582/mo
HOA$1,927/mo
All-in monthly (est.)$8,596/mo

Loan $797,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 7:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.