Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

1837 W 28TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Royal Terrace

Price
$195,000
Beds / Baths
3 / 2
Living area
1,333 sqft
Year built
2006
Type
Residential
Lot
0.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
37

$146/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 34% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this beautifully updated 3-bedroom, 2-bath residence with comfortable living space. The bright, open floor plan features modern flooring, abundant natural light, and a refreshed kitchen complete with a breakfast bar, pantry, and eat-in dining area, perfect for everyday living and entertaining. The spacious primary suite offers a private retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the fenced backyard, ideal for relaxing, entertaining, or pets. Additional features include central heating and air, a one-car garage, and a covered side porch. Conveniently located near schools, shopping, dining, and major roadways, this move-in-ready home offers the perfect blend of comfort, functionality, and convenience. Don't miss your opportunity to make this charming property your next home

What to check on this one

  • Verify roof age and get wind-mitigation inspection quote (home is 18 years old).
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request 4-point inspection before closing (roof, HVAC, plumbing, electrical).
  • Verify HVAC age and service records; get replacement cost estimate if near end-of-life.
  • Confirm all renovations permitted and inspect plumbing type (polybutylene = red flag).
  • Get homeowners insurance quote; confirm insurer will cover at current replacement value.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., Duval Co.)$179/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,483/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Jul 26, 2026, 11:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.