$195,000
1837 W 28TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209
Royal Terrace
- Price
- $195,000
- Beds / Baths
- 3 / 2
- Living area
- 1,333 sqft
- Year built
- 2006
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 37
$146/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 34% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome home to this beautifully updated 3-bedroom, 2-bath residence with comfortable living space. The bright, open floor plan features modern flooring, abundant natural light, and a refreshed kitchen complete with a breakfast bar, pantry, and eat-in dining area, perfect for everyday living and entertaining. The spacious primary suite offers a private retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the fenced backyard, ideal for relaxing, entertaining, or pets. Additional features include central heating and air, a one-car garage, and a covered side porch. Conveniently located near schools, shopping, dining, and major roadways, this move-in-ready home offers the perfect blend of comfort, functionality, and convenience. Don't miss your opportunity to make this charming property your next home
What to check on this one
- Verify roof age and get wind-mitigation inspection quote (home is 18 years old).
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Request 4-point inspection before closing (roof, HVAC, plumbing, electrical).
- Verify HVAC age and service records; get replacement cost estimate if near end-of-life.
- Confirm all renovations permitted and inspect plumbing type (polybutylene = red flag).
- Get homeowners insurance quote; confirm insurer will cover at current replacement value.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $156,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Jul 26, 2026, 11:01 PM.
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