Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$270,000

3374 TALISMAN Drive, Middleburg, FL 32068

Coppergate

Price
$270,000
Beds / Baths
4 / 2
Living area
1,219 sqft
Year built
2002
Type
Residential
Lot
0.09 ac
Garage
1
HOA
$15/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
28

$221/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready and packed with updates, this charming 4-bedroom, 2-bath home in the desirable Coppergate community is the one you've been waiting for! Featuring Brand New Refrigerator, and New Dishwasher, a NEW roof and NEW HVAC in 2023, fresh interior paint, flooring, and updated countertops. The bright, open living and dining area boasts vaulted ceilings, creating an inviting space for relaxing or entertaining. The kitchen features crisp cabinetry, an eat-in dining area, pantry, and French doors leading to a spacious deck overlooking the fully fenced backyard-perfect for a Garden, pets, play, or weekend gatherings. An oversized one-car garage and storage shed provide plenty of room for tools, toys, and extra storage. The plit-bedroom layout offers privacy, while flexible fourth bedroom is ideal for a home office, guest room, or growing family. Conveniently located just minutes from the First Coast Expressway, Orange Park,shopping, dining, and top-rated Clay County schools.

What to check on this one

  • Verify roof installation date and warranty documentation from 2023 work
  • Confirm HVAC 2023 replacement date and obtain service records
  • Pull flood zone designation and elevation certificate from Clay County
  • Review HOA rules for rental restrictions and obtain current covenants
  • Request plumbing inspection report given 2002 build year
  • Verify all appliance warranties (refrigerator, dishwasher) transferability

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,401/mo
Property tax (1.1% eff., Clay Co.)$248/mo
Homeowners insurance (est.)$292/mo
HOA$15/mo
All-in monthly (est.)$1,956/mo

Loan $216,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.