Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$400,000

99 ROUND ROBIN, St. Johns, FL 32259, St. Johns, FL 32259

Stillwater

Price
$400,000
Beds / Baths
3 / 2
Living area
1,800 sqft
Year built
2025
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$710/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
37

$222/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Resort-Style 55+ Living in Stillwater! Welcome home to this gently used 3-bedroom plus office/flex room, 2-bathroom gem situated on a premium waterfront lot on a quiet cul-de-sac right near the community entrance. Inside, enjoy bright living spaces and a luxurious owner's suite featuring brand-new carpet, double vanity and huge walk-in closet, and an oversized walk-in shower. Move-in ready with all major appliances included, plus washer and dryer! Step outside to a private, fully fenced yard--perfect for your furry friends and relaxing by the water. Located in St. Johns County's premier gated 55+ community, Stillwater offers world-class amenities: golf course, clubhouse, resort pool, fitness center, tennis, pickleball, and bocce ball courts. Coastal luxury meets low-maintenance living!

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Confirm flood zone designation and obtain elevation certificate for waterfront lot.
  • Review Stillwater 55+ community CC&Rs, rental restrictions, and milestone inspection reports.
  • Request HOA/CDD fee history and reserve study to confirm $710/mo stability.
  • Inspect roof warranty documentation—confirm coverage transferability to new owner.
  • Verify all appliances, washer, dryer included in sale via written addendum.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,076/mo
Property tax (1.1% eff., St. Johns Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$710/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,612/mo

Loan $320,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 6:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.