Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$414,000

11979 COLBY CREEK Drive, Jacksonville, FL 32258, Jacksonville, FL 32258

Sweetwater Creek South

Price
$414,000
Beds / Baths
3 / 2
Living area
1,822 sqft
Year built
2003
Type
Residential
Lot
0.39 ac
Garage
2
HOA
$65/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
34

Wake up to stunning lake views in this beautifully updated 3-bedroom, 2-bath home offering approximately 1,822 square feet of comfortable living space in the highly desirable Mandarin area of Jacksonville. Featuring a new roof (2020) and new flooring, this home is move-in ready and offers the perfect blend of style, comfort, and peace of mind. The bright, open-concept floor plan is filled with natural light and seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The split-bedroom layout provides added privacy, while the spacious primary suite offers serene lake views, a walk-in closet, and a private en-suite bath. Conveniently located near top-rated schools, shopping, dining, parks, and major highways, this home offers easy access to everything Jacksonville has to offer while maintaining a peaceful setting. Don't miss the opportunity to own this move-in-ready lakefront home

What to check on this one

  • Confirm roof installation date and warranty details from 2020 replacement.
  • Verify waterfront lot elevation certificate and flood zone designation.
  • Request HOA documents including bylaws, financials, and any pending assessments.
  • Confirm all recent renovations have permits and final inspections on file.
  • Obtain 4-point inspection report given 23-year-old home age.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,148/mo
Property tax (1.1% eff., Duval Co.)$380/mo
Homeowners insurance (est.)$292/mo
HOA$65/mo
All-in monthly (est.)$2,885/mo

Loan $331,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 1:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.