$619,000
12231 DIVIDING OAKS Trail E, Jacksonville, FL 32223, Jacksonville, FL 32223
Cormorant Creek
- Price
- $619,000
- Beds / Baths
- 4 / 3
- Living area
- 2,714 sqft
- Year built
- 1990
- Type
- Residential
- Lot
- 0.7 ac
- Garage
- 2
- HOA
- $32/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 24
$228/sqft asking, vs a $210/sqft median across 649 closed sales in 32223 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Nestled on a private 0.70-acre conservation lot with a scenic creek leading to Julington Creek, this beautiful 4BR/2.5BA home offers the perfect blend of privacy and convenience in the heart of Mandarin. The chef's kitchen features dual sinks, double ovens, built-in double microwaves, a center island, and a breakfast nook. Rich wood floors and custom molding add timeless elegance throughout. Enjoy a double-sided fireplace in the main living areas and a second fireplace in the spacious owner's suite. Relax in the peaceful backyard surrounded by mature trees and nature, all while being just minutes from shopping, dining, and entertainment. A rare opportunity in one of Mandarin's most established neighborhoods.
What to check on this one
- Verify actual flood zone on FEMA map; elevation certificate required if AE/VE
- Confirm roof age and condition; get 4-point inspection quote for insurance
- Request HOA documents; clarify $32/mo covers what and any pending assessments
- Inspect plumbing type (polybutylene/cast-iron liabilities); check for updates post-1995
- Verify creek/wetland setback compliance with county; confirm no drainage easements
- Pull septic vs. municipal sewer status and any service history records
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $495,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 11:43 PM.
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